Phoenix Foreclosure Home Search - Free HUD home lists, information on how to buy HUD homes in Arizona and how to qualify to buy HUD foreclosure homes in Phoenix, and information on programs such as the Teacher Next Door, Officer Next Door, and down payment assistance programs

Foreclosure Homes

Phoenix foreclosure homes

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How to buy foreclosure homes

•	HUD home buying guide
•	VA home buying guide
•	Foreclosure home buying guide
•	Teacher Next Door program
•	Officer Next Door program

Financing foreclosure homes

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•	How to qualify for a loan
•	How to apply for a loan
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•	Down payment assistance
•	Home loan grants
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May 17, 2008

Items Needed for a Loan Application

Finally, lenders will require documentation to prove the items on the application. The following is a checklist of items you will need for a mortgage:

Items Needed for the Loan Application

	Income (including overtime and bonuses, if applicable--preferably one full months paystubs for all borrowers)
	Debts (to include minimum monthly payments on these debts)
	Employment history (for a minimum of 24 months)
	The source of your down payment and closing costs
	Current rent (to include name and address of your landlord)
	Checking and savings account information (preferably the past three months statements on all accounts)
	Any bankruptcy history
	Any legal actions you are involved in
	Citizenship status (work visas, passport, etc.)
	Alimony and/or child support obligations (to include the divorce decree(s))
	Foreclosure history
	Value of stocks and bonds
	Value of life insurance
	Value of automobiles owned
	Value of other major assets

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